Venue. Dress. Cake. Guest list. If you’re planning a wedding, you know that the checklist of to-do items can grow to be quite long. And each little thing also comes with a dollar value, leading many couples to spend tens of thousands of dollars on the event.
Months and months go into selecting a caterer and planning just the right décor to make the night shine. You pay the deposits and bills as they come in. But what if something were to happen to prevent the wedding from going on as scheduled?
Perhaps a close relative falls ill or the venue catches fire a week before the big day. But moving, postponing or cancelling a wedding could spell financial disaster, especially when it comes to non-refundable deposits that were already paid.
By adding wedding insurance to your checklist, you gain financial protection from a variety of factors that could otherwise cost you. Your independent insurance agent can help you build a customized policy, but we’ve listed some of the most common coverage options for your perusal.
- Event cancellation and postponement: This coverage can reimburse you for lost expenses—including non-refundable deposits, cancellation fees or last minute booking fees—if you’re forced to change plans.
- Event liability: If a guest is injured or suffers property damage during the course of the wedding, this coverage can help cover the expenses you’re liable for paying. Many venues actually require that you purchase this insurance as part of the event contract.
- Damage to premises: This policy helps cover any damages to the venue that occur during the course of your wedding.
- Liquor liability: You may be liable for the destructive or aggressive actions of an intoxicated guest. This coverage helps cover the effects of their attacks on other guests or the venue property.
Call your independent insurance agent and customize your policy today to help ensure that your wedding doesn’t become a financial burden beyond what you’ve already budgeted.
Are you covered? Call Corbett & Associates Insurance Agency, Inc. at (805) 496-1424 for more information on Thousand Oaks wedding insurance.