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Make sure you aren’t underinsured! Homeownership is part of the American Dream, and for many people a home is their largest single purchase and most valued asset. Unfortunately, many homeowners don’t realize that their possessions and homes would be in jeopardy if they were inadequately insured and lost due to fire, flood or another disaster. READ MORE >>

There are numerous instances in which homeowners lack the level of home insurance they need. You may have a policy in place, but do you know the coverage amount? Do you know what exclusions are in place on the plan? Most people can benefit from taking a closer look at their policy to ensure it offers the type and coverage necessary to truly provide financial protection. READ MORE >>

Most Americans don't give much thought to earthquakes and earthquake insurance. News reports about tremors, tremblors and quakes are becoming more and more frequent, so it may be worth learning the basics so good decisions can be made. READ MORE >>

The holiday season is rapidly approaching.  Along with family get-togethers, decorations, and presents, the holiday season poses a unique set of risks for property managers, including everything from apartment fires to a higher risk of property theft. READ MORE >>

Flooding can cause major damage to your home. If you don't have a flood insurance policy, you could be footing the bill for repairs to your flooded home. Flooding and earthquake damage are generally excluded from homeowners insurance policies; this means homeowners will need separate policies to cover the damages from these natural disasters. READ MORE >>

Thousand Oaks Car Insurance In the state of California, you are required to buy car liability coverage, which covers the damages to third parties resulting from an accident that was your fault. Though, considering the price tag of cars and medical care, the state requirements may not be enough to pay for all of the damages. READ MORE >>

“There are simple steps you can take to cut the cost of your home and auto insurance while continuing to be financially protected against a catastrophe,” said Jeanne M. Salvatore, senior vice president and consumer spokesperson for the I.I.I. READ MORE >>

Almost all homeowner policies contain fairly low limits on jewelry, watches, furs, silver, collectables, fine art, antiques, cameras & video equipment, money & securities, and sports equipment, Don't forget to call your agent or broker to discuss properly insuring any of these items. READ MORE >>

College students moving into dorms or off-campus housing this month should review their family’s insurance policies to make sure their possessions are properly covered, according to the Insurance Information Institute (I.I.I.). READ MORE >>

Spring showers and related flooding can overburden sewer systems, causing raw sewage to back up into the drains in your home. Backed up sewers can wreak havoc, causing thousands of dollars in damage to floors, walls, furniture and electrical systems, according to the Insurance Information Institute (I. READ MORE >>

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