You’re getting ready for a cross-country trip, or just one across town. The thrill of riding your motorcycle is one you simply cannot overlook. As you prepare for the big day, though, you’ll need to take a second to make sure you have everything you need, including your protective gear designed to keep you safe on the road. You also need a motorcycle insurance policy that helps to safeguard those valuables so you don’t have to worry about losing them either.
What Protective Gear Does Your Policy Cover?
Every motorcycle insurance policy is a bit different than the next. What you can be sure of is that these policies are designed to provide you with ample protection against the risks you face on the road, such as property loss and collisions. They can also help you in instances where your protective gear is damaged or lost.
Protective gear may include a vast assortment of items designed to keep you protected while you ride your bike. This includes your helmet, assuming it is designed for protection. It also includes the clothing you may be wearing for protection, like jackets, pants or other gear designed to reduce risks on the road. In addition, it may offer protection for items such as gloves and protective leg coverings.
Keep in mind that all policies differ. To ensure you have this type of coverage, especially for highly valuable items, read through your motorcycle insurance plan or select a new policy with ample coverage for the items you own and use.
In most cases, motorcycle insurance helps cover these items if they are damaged in a covered claim, such as an accident that damages your helmet. Some policies help cover theft as well, though losing your gear may not have the coverage you expect. It’s best to read through the specific requirements for coverage of any type of protective gear you own.
With the right type of insurance in place, you don’t have to worry about your bike or your protective gear. If your policy doesn’t represent your specific needs, now may be the ideal time to update to something new that does.
Is your gear covered? Call Corbett & Associates Insurance Agency at (805) 496-1424 for more information on Westlake Village motorcycle insurance.