Corbett & Associates Insurance Agency, Inc Home Page
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Insurance Quote
      • Liquor Liability Quote Form
      • Workers Compensation Quote
      • Home Based Business Instant Quote
      • Commercial Building Property Insurance Quote
      • Apartment Owners Property Quote
    • Earthquake
    • Farm
    • Flood
    • Group Health
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
    • Insurance
    • Life
    • Limousine
    • Motorcycle
    • OtherImage of right arrow
      • Special Events Insurance Quote
      • Wedding Insurance Quote
    • Recreational Vehicle
    • Renters
    • Restaurant
    • Trucking
    • Umbrella
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Driver to Existing Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Add Driver to Existing Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Request ID Card for Commercial Auto Policy
    • HomeownersImage of right arrow
      • Request Evidence of Insurance
      • Change Mortgagee
    • MotorcycleImage of right arrow
      • Add Driver to Existing Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Request ID Card for Motorcycle Policy
      • Remove Driver from Existing Motocycle Policy
      • Remove Motorcycle from Existing Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for RV Policy
      • Add Driver to Existing RV Policy
      • Add RV to Existing Policy
      • Remove Driver from Existing RV Policy
      • Remove RV from Existing Policy
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Change Primary Operator on Existing Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
  • Claims
    • InsuranceImage of right arrow
      • Mercury Claim Information
      • Allied Claim Information
      • CSE Claim Information
      • Anthem Claim Information
      • Blue Cross / Blue Shield
      • Chubb Claim Information
      • CNA Claim Information
      • Commerce West Claim Information
      • Fireman's Fund Claim Information
      • Foremost Claim Information
      • Hartford Claim Information
      • Progressive Claim Information
      • Travelers Claim Information
      • Kemper Specialty Claim Information
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Corbett & Associates Insurance Agency, Inc.
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter

Quick Links Personal Insurance Comemercial Insurance Building Programs Restaurant Program Life & Health Insurance
Home > Workers Compensation Home

Workers Compensation


Workers Compensation Information

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.
Insurance Coverage
Personal Lines
Auto Insurance
Home Insurance
Motorcycle Insurance
Boat Insurance
Farm & Ranch
Life & Health
Commercial Lines
General Liability
Commercial Auto
Workers Comp
Bonds
Restaurant Program
Property Managers

Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverages used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.

Stay ConnectedFacebook          Twitter          LinkedIn          RSS          Google+
Go Mobile Yelp Google Places
Corbett & Associates Insurance Agency, Inc.
3205 Old Conejo Road, 1st Floor | Newbury Park, CA 91320
| Phone: 877-569-3799
| CA License# 0586176Powered by Insurance Website Builder